Overview
Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.
Anchor Loans is based in Calabasas, CA and was founded in 1998. They operate nationally and offer fix-and-flip, BRRRR, rental, bridge financing. Their loan amount range runs from $100K to $5.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Geographic coverage | National |
| Loan size | $100K – $5.0M |
| Interest rate range | 9.5% – 12% |
| Origination points | 1 – 3 |
| Minimum credit score | 620 |
| Max LTV | 80% of ARV |
| Max LTC | 90% of cost |
| Term lengths | 6-24 months |
| Typical close time | 10-21 days typical |
Strengths
- oldest national hard money lender
- experienced underwriting
- high-volume capacity
Ideal borrower
Experienced investor with track record
How Anchor Loans compares
As an institutional non-QM lender, Anchor Loans's underwriting is templated and predictable. That is fast for a borrower who fits the box and inflexible for one who does not.
Coverage is the constraint most investors hit first. Anchor Loans serves National, and lender licensing changes often enough that it is worth confirming your state before you get far into a file. Our state-by-state pages for Anchor Loans cover the rules that differ by state — prepayment penalties, entity vesting and foreclosure mechanics.
Other lenders investors compare against
- The full lender directory — every lender we track, with terms side by side
- How DSCR qualification works — the ratio every one of these lenders underwrites to
- DSCR calculator — check coverage before you apply anywhere
Anchor Loans FAQ
Anchor Loans is based in Calabasas, CA and serves National. Coverage changes as licensing changes, so confirm your state directly with the lender before relying on it.
Anchor Loans's indicative rate range is 9.5%–12% with 1–3 points. Pricing depends on credit, leverage, coverage ratio and experience, and moves with the market.
Anchor Loans's typical minimum loan is $100K, with maximum loan size up to $5.0M.
Anchor Loans's typical close timeline is 10-21 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Anchor Loans offers fix-and-flip, BRRRR, rental, bridge financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Experienced investor with track record
This review is an independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.