This is not a rate quote. Rates change frequently and depend on credit, leverage, coverage ratio, property type and borrower experience — see the full Anchor Loans profile or compare terms across the full lender directory.
Anchor Loans rate and pricing terms
| Interest rate range | 9.5%–12% |
|---|---|
| Origination points | 1 – 3 |
| Max LTV | 80% |
| Max LTC | 90% |
| Minimum loan size | $100K |
| Maximum loan size | $5.0M |
| Typical close time | 10-21 days typical |
What moves your rate with Anchor Loans
Anchor Loans lists a minimum credit score of 620. Credit score is one of the inputs non-QM lenders use to grid rate — moving further above that floor typically improves pricing.
Anchor Loans highlights the following as differentiators: oldest national hard money lender; experienced underwriting; high-volume capacity.
What this rate range doesn't tell you
A quoted rate is never the whole cost. Anchor Loans's 1–3 points are paid at closing on top of the interest rate, and the exact point charged within that range depends on the specific deal. DSCR and hard-money pricing is also tiered rather than flat — lenders in this category generally price better as leverage drops and coverage ratio rises, and worse as either moves the other way. None of that tiering detail is published by Anchor Loans, so treat the range above as a starting point for a conversation, not a final number.
Anchor Loans Rates FAQ
Anchor Loans's indicative rate range is 9.5%–12%. These figures were last confirmed against Anchor Loans's published materials on 2026-09-17.
Yes. Anchor Loans's published origination points range is 1–3 points, in addition to the interest rate.
Anchor Loans's published maximum LTV is 80%. Lower leverage generally prices better than the maximum.
Anchor Loans's published minimum credit score is 620.
Anchor Loans's typical close timeline is 10-21 days typical. Close speed and rate are separate terms — a faster timeline is not itself a discount unless the lender states one.
No. Anchor Loans's rate range is indicative and changes with market conditions, credit, leverage, coverage ratio and borrower experience. Request a written quote directly from Anchor Loans before relying on any figure here.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.