These are underwriting minimums, not a pre-approval. See the full Anchor Loans profile or compare requirements across the full lender directory.
Anchor Loans qualification minimums
| Minimum credit score | 620 |
|---|---|
| Maximum LTV | 80% |
| Maximum LTC | 90% |
| Minimum loan size | $100K |
| Maximum loan size | $5.0M |
What these minimums mean for a borrower
A minimum credit score is a floor, not a pricing tier — clearing 620 makes a file eligible for review, but the best pricing generally goes to borrowers well above the floor.
Maximum LTV of 80% sets the ceiling on leverage: the loan can't exceed that share of the property's value, so the borrower's down payment (or equity, on a refinance) has to make up the rest.
What Anchor Loans doesn't publish
- Minimum DSCR — not publicly published.
- Entity/LLC vesting requirement — not publicly published.
- Exact state count — not publicly published; stated coverage area is National.
- Origination channel — not publicly published.
Anchor Loans Requirements FAQ
Anchor Loans's published minimum credit score is 620. This is a floor, not a guarantee of approval or of the best pricing.
Anchor Loans does not publish a minimum DSCR figure. Confirm current coverage-ratio requirements directly.
Anchor Loans's published maximum LTV is 80%, with a maximum LTC of 90%.
Anchor Loans does not publish an LLC/entity-vesting requirement. Confirm directly before you set up your closing entity.
Anchor Loans does not publish a specific state count. Its stated coverage area is National; confirm your state directly before applying.
Anchor Loans does not publish its origination channel on the record used for this listing. Loan sizes run from $100K to $5.0M.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.