Angel Oak Mortgage Solutions for Oklahoma investors
Angel Oak Mortgage Solutions is a broker-only wholesale DSCR lender requiring a minimum 680 credit score and a firm 1.00 minimum DSCR. Loan sizes run $100,000 to $3,000,000. Maximum LTV is reported at 85% by one source and roughly 80% by another; this listing uses 85% — confirm the applicable limit directly with a broker. Licensed in 43 states.
Oklahoma context
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk.
How Angel Oak Mortgage Solutions positions in Oklahoma
Within Oklahoma, Angel Oak Mortgage Solutions competes alongside other DSCR lenders. Angel Oak Mortgage Solutions strengths: Broker-only wholesale DSCR platform, Firm 1.00 minimum DSCR — no below-1.0 program. The high aggregate DSCR economics of Oklahoma create demand for Angel Oak Mortgage Solutions programs in Oklahoma City and Tulsa particularly.
City-level coverage in Oklahoma
Angel Oak Mortgage Solutions provides DSCR coverage across Oklahoma metros including Oklahoma City, Tulsa, and Norman. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Angel Oak Mortgage Solutions program terms apply uniformly across Oklahoma metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $100K - $3.0M |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 85% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Oklahoma property tax | 0.9% |
| Oklahoma state income tax | 4.75% |
Angel Oak Mortgage Solutions strengths in Oklahoma
- Broker-only wholesale DSCR platform
- Firm 1.00 minimum DSCR — no below-1.0 program
- Licensed in 43 states
- Loan sizes from $100K to $3M
Ideal borrower: Broker-originated borrower with a fully qualifying 1.00+ DSCR and 680+ credit score.
FAQ
Yes, operates nationally including Oklahoma. Angel Oak Mortgage Solutions is based in an undisclosed location and operates nationally.
Oklahoma City is the top investor market in Oklahoma and falls within Angel Oak Mortgage Solutions national coverage. Oklahoma City property tax follows the Oklahoma state rate of 0.9 percent. Angel Oak Mortgage Solutions typically underwrites Oklahoma City acquisitions at standard rate sheets.
Yes. Tulsa ranks among the larger Oklahoma investor metros and sees consistent DSCR loan volume from Angel Oak Mortgage Solutions. Submarket variation within Tulsa matters for property selection.
Angel Oak Mortgage Solutions applies the same rate sheet across Oklahoma metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Oklahoma City, Tulsa, and Norman all qualify for the same Angel Oak Mortgage Solutions program.
Angel Oak Mortgage Solutions does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk. Angel Oak Mortgage Solutions follows standard business-purpose loan structures.
Angel Oak Mortgage Solutions funds rental DSCR in Oklahoma.
Oklahoma allows standard DSCR prepay structures; Angel Oak Mortgage Solutions typically uses 3-5 year step down.
Angel Oak Mortgage Solutions typical close: Not publicly published.
Bottom line
For Oklahoma DSCR borrowers, Angel Oak Mortgage Solutions is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Angel Oak Mortgage Solutions.