Angel Oak Mortgage Solutions for Wyoming investors
Angel Oak Mortgage Solutions is a broker-only wholesale DSCR lender requiring a minimum 680 credit score and a firm 1.00 minimum DSCR. Loan sizes run $100,000 to $3,000,000. Maximum LTV is reported at 85% by one source and roughly 80% by another; this listing uses 85% — confirm the applicable limit directly with a broker. Licensed in 43 states.
Wyoming context
Wyoming no state income tax. Jackson Hole ultra-premium STR. Strong LLC privacy.
How Angel Oak Mortgage Solutions positions in Wyoming
The Wyoming lender pool for DSCR includes Angel Oak Mortgage Solutions among the active platforms. Wyoming top metros (Cheyenne, Casper, Jackson) see meaningful Angel Oak Mortgage Solutions loan volume.
City-level coverage in Wyoming
Angel Oak Mortgage Solutions provides DSCR coverage across Wyoming metros including Cheyenne, Casper, and Jackson. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Angel Oak Mortgage Solutions program terms apply uniformly across Wyoming metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $100K - $3.0M |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 85% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Wyoming property tax | 0.6% |
| Wyoming state income tax | None |
Angel Oak Mortgage Solutions strengths in Wyoming
- Broker-only wholesale DSCR platform
- Firm 1.00 minimum DSCR — no below-1.0 program
- Licensed in 43 states
- Loan sizes from $100K to $3M
Ideal borrower: Broker-originated borrower with a fully qualifying 1.00+ DSCR and 680+ credit score.
FAQ
Yes, operates nationally including Wyoming. Angel Oak Mortgage Solutions is based in an undisclosed location and operates nationally.
Cheyenne is the top investor market in Wyoming and falls within Angel Oak Mortgage Solutions national coverage. Cheyenne property tax follows the Wyoming state rate of 0.6 percent. Angel Oak Mortgage Solutions typically underwrites Cheyenne acquisitions at standard rate sheets.
Yes. Casper ranks among the larger Wyoming investor metros and sees consistent DSCR loan volume from Angel Oak Mortgage Solutions. Submarket variation within Casper matters for property selection.
Angel Oak Mortgage Solutions applies the same rate sheet across Wyoming metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Cheyenne, Casper, and Jackson all qualify for the same Angel Oak Mortgage Solutions program.
Angel Oak Mortgage Solutions does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Wyoming no state income tax. Jackson Hole ultra-premium STR. Strong LLC privacy. Angel Oak Mortgage Solutions follows standard business-purpose loan structures.
Angel Oak Mortgage Solutions funds rental DSCR in Wyoming.
Wyoming allows standard DSCR prepay structures; Angel Oak Mortgage Solutions typically uses 3-5 year step down.
Angel Oak Mortgage Solutions typical close: Not publicly published.
Bottom line
For Wyoming DSCR borrowers, Angel Oak Mortgage Solutions is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Angel Oak Mortgage Solutions.