These are underwriting minimums, not a pre-approval. See the full Deephaven Mortgage profile or compare requirements across the full lender directory.
Deephaven Mortgage qualification minimums
| Minimum credit score | 660 |
|---|---|
| Minimum DSCR | 1.00 |
| Maximum LTV | 80% |
| Maximum LTC | 80% |
| Maximum loan size | $2.0M |
| Origination channel | Broker only |
What these minimums mean for a borrower
A minimum credit score is a floor, not a pricing tier — clearing 660 makes a file eligible for review, but the best pricing generally goes to borrowers well above the floor.
DSCR (debt service coverage ratio) compares the property's rent to its projected mortgage payment. A minimum DSCR of 1.00 means rent must cover 100% of the payment — the property must fully cover its own debt service.
Maximum LTV of 80% sets the ceiling on leverage: the loan can't exceed that share of the property's value, so the borrower's down payment (or equity, on a refinance) has to make up the rest.
What Deephaven Mortgage doesn't publish
- Minimum loan size — not publicly published.
- Entity/LLC vesting requirement — not publicly published.
- Exact state count — not publicly published; stated coverage area is states not publicly disclosed.
Deephaven Mortgage Requirements FAQ
Deephaven Mortgage's published minimum credit score is 660. This is a floor, not a guarantee of approval or of the best pricing.
Deephaven Mortgage's published minimum DSCR is 1.00, meaning rent must cover the full projected mortgage payment.
Deephaven Mortgage's published maximum LTV is 80%, with a maximum LTC of 80%.
Deephaven Mortgage does not publish an LLC/entity-vesting requirement. Confirm directly before you set up your closing entity.
Deephaven Mortgage does not publish a specific state count. Its stated coverage area is states not publicly disclosed; confirm your state directly before applying.
Deephaven Mortgage originates through the broker only channel, with loan sizes up to $2.0M.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Deephaven Mortgage, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.