Overview
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Dominion Financial Services is based in Baltimore, MD and was founded in 2002. They operate nationally and offer fix-and-flip, bridge, rental financing. Their loan amount range runs from $50K to $5.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Geographic coverage | National |
| Loan size | $50K – $5.0M |
| Interest rate range | 9.5% – 12.5% |
| Origination points | 1.5 – 4 |
| Max LTV | 75% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
Strengths
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower
Investor on distressed deals or with credit hair
How Dominion Financial Services compares
As an institutional non-QM lender, Dominion Financial Services's underwriting is templated and predictable. That is fast for a borrower who fits the box and inflexible for one who does not.
Coverage is the constraint most investors hit first. Dominion Financial Services serves National, and lender licensing changes often enough that it is worth confirming your state before you get far into a file. Our state-by-state pages for Dominion Financial Services cover the rules that differ by state — prepayment penalties, entity vesting and foreclosure mechanics.
Other lenders investors compare against
- The full lender directory — every lender we track, with terms side by side
- How DSCR qualification works — the ratio every one of these lenders underwrites to
- DSCR calculator — check coverage before you apply anywhere
Dominion Financial Services FAQ
Dominion Financial Services is based in Baltimore, MD and serves National. Coverage changes as licensing changes, so confirm your state directly with the lender before relying on it.
Dominion Financial Services's indicative rate range is 9.5%–12.5% with 1.5–4 points. Pricing depends on credit, leverage, coverage ratio and experience, and moves with the market.
Dominion Financial Services's typical minimum loan is $50K, with maximum loan size up to $5.0M.
Dominion Financial Services's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Dominion Financial Services offers fix-and-flip, bridge, rental financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Investor on distressed deals or with credit hair
This review is an independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.