Easy Street Capital for Alaska investors
Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income). Excludes North Dakota, South Dakota, Minnesota, Nevada, and New York; offers same-day term sheets.
Alaska context
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism.
How Easy Street Capital positions in Alaska
The Alaska lender pool for DSCR includes Easy Street Capital among the active platforms. Alaska top metros (Anchorage, Fairbanks, Alaska) see meaningful Easy Street Capital loan volume.
City-level coverage in Alaska
Easy Street Capital provides DSCR coverage across Alaska metros including Anchorage, Fairbanks, and Alaska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Easy Street Capital program terms apply uniformly across Alaska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR |
| Loan size | $75K - $2.0M |
| Rates | 5.75%-11.5% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Alaska property tax | 1.2% |
| Alaska state income tax | None |
Easy Street Capital strengths in Alaska
- STR-DSCR program with projected income underwriting
- fast tech-driven origination
- experienced borrower programs
Ideal borrower: Investor with STR or BRRRR focus needing flexible underwriting
FAQ
Yes, operates nationally including Alaska. Easy Street Capital is based in Austin, TX and operates nationally.
Anchorage is the top investor market in Alaska and falls within Easy Street Capital national coverage. Anchorage property tax follows the Alaska state rate of 1.2 percent. Easy Street Capital typically underwrites Anchorage acquisitions at standard rate sheets.
Yes. Fairbanks ranks among the larger Alaska investor metros and sees consistent DSCR loan volume from Easy Street Capital. Submarket variation within Fairbanks matters for property selection.
Easy Street Capital applies the same rate sheet across Alaska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Anchorage, Fairbanks, and Alaska all qualify for the same Easy Street Capital program.
Easy Street Capital indicative DSCR rate range is 5.75 to 11.5 percent with 1 to 3 points.
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism. Easy Street Capital follows standard business-purpose loan structures.
Easy Street Capital funds fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR in Alaska.
Alaska allows standard DSCR prepay structures; Easy Street Capital typically uses 3-5 year step down.
Easy Street Capital typical close: 7-14 days typical.
Bottom line
Easy Street Capital in Alaska works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Easy Street Capital.