Easy Street Capital for Mississippi investors
Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income). Excludes North Dakota, South Dakota, Minnesota, Nevada, and New York; offers same-day term sheets.
Mississippi context
Mississippi deep cash flow market. Gulf Coast STR active.
How Easy Street Capital positions in Mississippi
The Mississippi lender pool for DSCR includes Easy Street Capital among the active platforms. Mississippi top metros (Jackson, Gulfport, Hattiesburg) see meaningful Easy Street Capital loan volume.
City-level coverage in Mississippi
Easy Street Capital provides DSCR coverage across Mississippi metros including Jackson, Gulfport, and Hattiesburg. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Easy Street Capital program terms apply uniformly across Mississippi metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR |
| Loan size | $75K - $2.0M |
| Rates | 5.75%-11.5% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Mississippi property tax | 0.8% |
| Mississippi state income tax | 4.7% |
Easy Street Capital strengths in Mississippi
- STR-DSCR program with projected income underwriting
- fast tech-driven origination
- experienced borrower programs
Ideal borrower: Investor with STR or BRRRR focus needing flexible underwriting
FAQ
Yes, operates nationally including Mississippi. Easy Street Capital is based in Austin, TX and operates nationally.
Jackson is the top investor market in Mississippi and falls within Easy Street Capital national coverage. Jackson property tax follows the Mississippi state rate of 0.8 percent. Easy Street Capital typically underwrites Jackson acquisitions at standard rate sheets.
Yes. Gulfport ranks among the larger Mississippi investor metros and sees consistent DSCR loan volume from Easy Street Capital. Submarket variation within Gulfport matters for property selection.
Easy Street Capital applies the same rate sheet across Mississippi metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Jackson, Gulfport, and Hattiesburg all qualify for the same Easy Street Capital program.
Easy Street Capital indicative DSCR rate range is 5.75 to 11.5 percent with 1 to 3 points.
Mississippi deep cash flow market. Gulf Coast STR active. Easy Street Capital follows standard business-purpose loan structures.
Easy Street Capital funds fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR in Mississippi.
Mississippi allows standard DSCR prepay structures; Easy Street Capital typically uses 3-5 year step down.
Easy Street Capital typical close: 7-14 days typical.
Bottom line
Mississippi investors considering Easy Street Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Easy Street Capital.