Easy Street Capital for New Hampshire investors
Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income). Excludes North Dakota, South Dakota, Minnesota, Nevada, and New York; offers same-day term sheets.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How Easy Street Capital positions in New Hampshire
For New Hampshire specifically, Easy Street Capital fits investors who match the hard money approach. The medium cash flow profile of New Hampshire aggregate makes it workable for Easy Street Capital.
City-level coverage in New Hampshire
Easy Street Capital provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Easy Street Capital program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR |
| Loan size | $75K - $2.0M |
| Rates | 5.75%-11.5% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
Easy Street Capital strengths in New Hampshire
- STR-DSCR program with projected income underwriting
- fast tech-driven origination
- experienced borrower programs
Ideal borrower: Investor with STR or BRRRR focus needing flexible underwriting
FAQ
Yes, operates nationally including New Hampshire. Easy Street Capital is based in Austin, TX and operates nationally.
Manchester is the top investor market in New Hampshire and falls within Easy Street Capital national coverage. Manchester property tax follows the New Hampshire state rate of 1.9 percent. Easy Street Capital typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from Easy Street Capital. Submarket variation within Nashua matters for property selection.
Easy Street Capital applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same Easy Street Capital program.
Easy Street Capital indicative DSCR rate range is 5.75 to 11.5 percent with 1 to 3 points.
New Hampshire no state income tax. Property tax high. Boston commuter market. Easy Street Capital follows standard business-purpose loan structures.
Easy Street Capital funds fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR in New Hampshire.
New Hampshire allows standard DSCR prepay structures; Easy Street Capital typically uses 3-5 year step down.
Easy Street Capital typical close: 7-14 days typical.
Bottom line
New Hampshire investors considering Easy Street Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Easy Street Capital.