Easy Street Capital for Oklahoma investors
Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income). Excludes North Dakota, South Dakota, Minnesota, Nevada, and New York; offers same-day term sheets.
Oklahoma context
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk.
How Easy Street Capital positions in Oklahoma
For Oklahoma specifically, Easy Street Capital fits investors who match the hard money approach. The high cash flow profile of Oklahoma aggregate makes it a target market for Easy Street Capital.
City-level coverage in Oklahoma
Easy Street Capital provides DSCR coverage across Oklahoma metros including Oklahoma City, Tulsa, and Norman. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Easy Street Capital program terms apply uniformly across Oklahoma metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR |
| Loan size | $75K - $2.0M |
| Rates | 5.75%-11.5% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Oklahoma property tax | 0.9% |
| Oklahoma state income tax | 4.75% |
Easy Street Capital strengths in Oklahoma
- STR-DSCR program with projected income underwriting
- fast tech-driven origination
- experienced borrower programs
Ideal borrower: Investor with STR or BRRRR focus needing flexible underwriting
FAQ
Yes, operates nationally including Oklahoma. Easy Street Capital is based in Austin, TX and operates nationally.
Oklahoma City is the top investor market in Oklahoma and falls within Easy Street Capital national coverage. Oklahoma City property tax follows the Oklahoma state rate of 0.9 percent. Easy Street Capital typically underwrites Oklahoma City acquisitions at standard rate sheets.
Yes. Tulsa ranks among the larger Oklahoma investor metros and sees consistent DSCR loan volume from Easy Street Capital. Submarket variation within Tulsa matters for property selection.
Easy Street Capital applies the same rate sheet across Oklahoma metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Oklahoma City, Tulsa, and Norman all qualify for the same Easy Street Capital program.
Easy Street Capital indicative DSCR rate range is 5.75 to 11.5 percent with 1 to 3 points.
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk. Easy Street Capital follows standard business-purpose loan structures.
Easy Street Capital funds fix-and-flip, BRRRR, rental, bridge, STR-friendly DSCR in Oklahoma.
Oklahoma allows standard DSCR prepay structures; Easy Street Capital typically uses 3-5 year step down.
Easy Street Capital typical close: 7-14 days typical.
Bottom line
Oklahoma investors considering Easy Street Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Easy Street Capital.