These are underwriting minimums, not a pre-approval. See the full Easy Street Capital profile or compare requirements across the full lender directory.
Easy Street Capital qualification minimums
| Minimum credit score | 640 |
|---|---|
| Maximum LTV | 80% |
| Maximum LTC | 90% |
| Minimum loan size | $75K |
| Maximum loan size | $2.0M |
| States covered | 45 |
What these minimums mean for a borrower
A minimum credit score is a floor, not a pricing tier — clearing 640 makes a file eligible for review, but the best pricing generally goes to borrowers well above the floor.
Maximum LTV of 80% sets the ceiling on leverage: the loan can't exceed that share of the property's value, so the borrower's down payment (or equity, on a refinance) has to make up the rest.
What Easy Street Capital doesn't publish
- Minimum DSCR — not publicly published.
- Entity/LLC vesting requirement — not publicly published.
- Origination channel — not publicly published.
Easy Street Capital Requirements FAQ
Easy Street Capital's published minimum credit score is 640. This is a floor, not a guarantee of approval or of the best pricing.
Easy Street Capital does not publish a minimum DSCR figure. Confirm current coverage-ratio requirements directly.
Easy Street Capital's published maximum LTV is 80%, with a maximum LTC of 90%.
Easy Street Capital does not publish an LLC/entity-vesting requirement. Confirm directly before you set up your closing entity.
Easy Street Capital is licensed in 45 states.
Easy Street Capital does not publish its origination channel on the record used for this listing. Loan sizes run from $75K to $2.0M.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Easy Street Capital, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.