FundLoans for Nebraska investors
FundLoans is a broker-only DSCR lender with a $200,000 minimum and $6,000,000 maximum loan size — the largest maximum among the lenders added to this directory in September 2026. Minimum credit score is 660 with a 0.75 minimum DSCR. Maximum LTV is 80% on purchase/rate-term and 75% on cash-out refinance. The company does not publish rate or state-coverage figures in the sources reviewed.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How FundLoans positions in Nebraska
The Nebraska lender pool for DSCR includes FundLoans among the active platforms. Nebraska top metros (Omaha, Lincoln, Nebraska) see meaningful FundLoans loan volume.
City-level coverage in Nebraska
FundLoans provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. FundLoans program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $200K - $6.0M |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
FundLoans strengths in Nebraska
- Largest maximum loan size among the lenders added to this directory in September 2026 ($6,000,000)
- Broker-only origination
- 0.75 minimum DSCR
- 75% LTV on cash-out refinance
Ideal borrower: Broker-originated borrower financing a large-balance DSCR loan up to $6,000,000.
FAQ
Likely; verify direct Nebraska coverage. FundLoans is based in an undisclosed location and operates in states not publicly disclosed.
Omaha is the top investor market in Nebraska and is generally within FundLoans states not publicly disclosed footprint. Omaha property tax follows the Nebraska state rate of 1.7 percent. FundLoans typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from FundLoans. Submarket variation within Lincoln matters for property selection.
FundLoans applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same FundLoans program.
FundLoans does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. FundLoans follows standard business-purpose loan structures.
FundLoans funds rental DSCR in Nebraska.
Nebraska allows standard DSCR prepay structures; FundLoans typically uses 3-5 year step down.
FundLoans typical close: Not publicly published.
Bottom line
FundLoans in Nebraska works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with FundLoans.