FundLoans for New Hampshire investors
FundLoans is a broker-only DSCR lender with a $200,000 minimum and $6,000,000 maximum loan size — the largest maximum among the lenders added to this directory in September 2026. Minimum credit score is 660 with a 0.75 minimum DSCR. Maximum LTV is 80% on purchase/rate-term and 75% on cash-out refinance. The company does not publish rate or state-coverage figures in the sources reviewed.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How FundLoans positions in New Hampshire
For New Hampshire specifically, FundLoans fits investors who match the hard money approach. The medium cash flow profile of New Hampshire aggregate makes it workable for FundLoans.
City-level coverage in New Hampshire
FundLoans provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. FundLoans program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $200K - $6.0M |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
FundLoans strengths in New Hampshire
- Largest maximum loan size among the lenders added to this directory in September 2026 ($6,000,000)
- Broker-only origination
- 0.75 minimum DSCR
- 75% LTV on cash-out refinance
Ideal borrower: Broker-originated borrower financing a large-balance DSCR loan up to $6,000,000.
FAQ
Likely; verify direct New Hampshire coverage. FundLoans is based in an undisclosed location and operates in states not publicly disclosed.
Manchester is the top investor market in New Hampshire and is generally within FundLoans states not publicly disclosed footprint. Manchester property tax follows the New Hampshire state rate of 1.9 percent. FundLoans typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from FundLoans. Submarket variation within Nashua matters for property selection.
FundLoans applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same FundLoans program.
FundLoans does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
New Hampshire no state income tax. Property tax high. Boston commuter market. FundLoans follows standard business-purpose loan structures.
FundLoans funds rental DSCR in New Hampshire.
New Hampshire allows standard DSCR prepay structures; FundLoans typically uses 3-5 year step down.
FundLoans typical close: Not publicly published.
Bottom line
For New Hampshire DSCR borrowers, FundLoans is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with FundLoans.