Genesis Capital for New Hampshire investors
Genesis Capital (a Goldman Sachs portfolio company) operates on larger-scale residential investor lending with institutional underwriting.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How Genesis Capital positions in New Hampshire
Within New Hampshire, Genesis Capital competes alongside other DSCR lenders. Genesis Capital strengths: large transaction capacity, institutional-quality underwriting. The medium aggregate DSCR economics of New Hampshire create demand for Genesis Capital programs in Manchester and Nashua particularly.
City-level coverage in New Hampshire
Genesis Capital provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Genesis Capital program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental, new-construction |
| Loan size | $100K - $7.5M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 75% of ARV |
| Term lengths | 12-24 months |
| Typical close time | 10-21 days typical |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
Genesis Capital strengths in New Hampshire
- large transaction capacity
- institutional-quality underwriting
Ideal borrower: Larger-scale investor with $1M+ deal sizes
FAQ
Yes, operates nationally including New Hampshire. Genesis Capital is based in Sherman Oaks, CA and operates nationally.
Manchester is the top investor market in New Hampshire and falls within Genesis Capital national coverage. Manchester property tax follows the New Hampshire state rate of 1.9 percent. Genesis Capital typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from Genesis Capital. Submarket variation within Nashua matters for property selection.
Genesis Capital applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same Genesis Capital program.
Genesis Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
New Hampshire no state income tax. Property tax high. Boston commuter market. Genesis Capital follows standard business-purpose loan structures.
Genesis Capital funds fix-and-flip, bridge, rental, new-construction in New Hampshire.
New Hampshire allows standard DSCR prepay structures; Genesis Capital typically uses 3-5 year step down.
Genesis Capital typical close: 10-21 days typical.
Bottom line
For New Hampshire DSCR borrowers, Genesis Capital is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Genesis Capital.