Genesis Capital for Oklahoma investors
Genesis Capital (a Goldman Sachs portfolio company) operates on larger-scale residential investor lending with institutional underwriting.
Oklahoma context
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk.
How Genesis Capital positions in Oklahoma
The Oklahoma lender pool for DSCR includes Genesis Capital among the active platforms. Oklahoma top metros (Oklahoma City, Tulsa, Norman) see meaningful Genesis Capital loan volume.
City-level coverage in Oklahoma
Genesis Capital provides DSCR coverage across Oklahoma metros including Oklahoma City, Tulsa, and Norman. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Genesis Capital program terms apply uniformly across Oklahoma metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental, new-construction |
| Loan size | $100K - $7.5M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 75% of ARV |
| Term lengths | 12-24 months |
| Typical close time | 10-21 days typical |
| Oklahoma property tax | 0.9% |
| Oklahoma state income tax | 4.75% |
Genesis Capital strengths in Oklahoma
- large transaction capacity
- institutional-quality underwriting
Ideal borrower: Larger-scale investor with $1M+ deal sizes
FAQ
Yes, operates nationally including Oklahoma. Genesis Capital is based in Sherman Oaks, CA and operates nationally.
Oklahoma City is the top investor market in Oklahoma and falls within Genesis Capital national coverage. Oklahoma City property tax follows the Oklahoma state rate of 0.9 percent. Genesis Capital typically underwrites Oklahoma City acquisitions at standard rate sheets.
Yes. Tulsa ranks among the larger Oklahoma investor metros and sees consistent DSCR loan volume from Genesis Capital. Submarket variation within Tulsa matters for property selection.
Genesis Capital applies the same rate sheet across Oklahoma metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Oklahoma City, Tulsa, and Norman all qualify for the same Genesis Capital program.
Genesis Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk. Genesis Capital follows standard business-purpose loan structures.
Genesis Capital funds fix-and-flip, bridge, rental, new-construction in Oklahoma.
Oklahoma allows standard DSCR prepay structures; Genesis Capital typically uses 3-5 year step down.
Genesis Capital typical close: 10-21 days typical.
Bottom line
Genesis Capital in Oklahoma works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Genesis Capital.