Genesis Capital for Oregon investors
Genesis Capital (a Goldman Sachs portfolio company) operates on larger-scale residential investor lending with institutional underwriting.
Oregon context
Oregon SB 608 statewide rent control. DSCR economics challenged.
How Genesis Capital positions in Oregon
The Oregon lender pool for DSCR includes Genesis Capital among the active platforms. Oregon top metros (Portland, Eugene, Salem) see meaningful Genesis Capital loan volume.
City-level coverage in Oregon
Genesis Capital provides DSCR coverage across Oregon metros including Portland, Eugene, and Salem. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Genesis Capital program terms apply uniformly across Oregon metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental, new-construction |
| Loan size | $100K - $7.5M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 75% of ARV |
| Term lengths | 12-24 months |
| Typical close time | 10-21 days typical |
| Oregon property tax | 1% |
| Oregon state income tax | 9.9% |
Genesis Capital strengths in Oregon
- large transaction capacity
- institutional-quality underwriting
Ideal borrower: Larger-scale investor with $1M+ deal sizes
FAQ
Yes, operates nationally including Oregon. Genesis Capital is based in Sherman Oaks, CA and operates nationally.
Portland is the top investor market in Oregon and falls within Genesis Capital national coverage. Portland property tax follows the Oregon state rate of 1 percent. Genesis Capital typically underwrites Portland acquisitions at standard rate sheets.
Yes. Eugene ranks among the larger Oregon investor metros and sees consistent DSCR loan volume from Genesis Capital. Submarket variation within Eugene matters for property selection.
Genesis Capital applies the same rate sheet across Oregon metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Portland, Eugene, and Salem all qualify for the same Genesis Capital program.
Genesis Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Oregon SB 608 statewide rent control. DSCR economics challenged. Genesis Capital follows standard business-purpose loan structures.
Genesis Capital funds fix-and-flip, bridge, rental, new-construction in Oregon.
Oregon allows standard DSCR prepay structures; Genesis Capital typically uses 3-5 year step down.
Genesis Capital typical close: 10-21 days typical.
Bottom line
For Oregon DSCR borrowers, Genesis Capital is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Genesis Capital.