Griffin Funding for Nebraska investors
Griffin Funding is a direct hard money and DSCR lender founded in 2013, licensed in 47 states. It lends up to $4.5M in-house with exceptions considered to $20M, and offers a no-ratio DSCR program. Published DSCR rates run 6.1%–7.5%, with a 620 minimum credit score and 0.75 minimum DSCR.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How Griffin Funding positions in Nebraska
For Nebraska specifically, Griffin Funding fits investors who match the hard money approach. The medium cash flow profile of Nebraska aggregate makes it workable for Griffin Funding.
City-level coverage in Nebraska
Griffin Funding provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Griffin Funding program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | — - $5.0M |
| Rates | 6.1%-7.5% |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
Griffin Funding strengths in Nebraska
- In-house lending up to $4.5M, with exceptions considered to $20M
- No-ratio DSCR program available
- Licensed in 47 states
- Direct lender
Ideal borrower: Investor seeking a direct DSCR lender with high in-house loan limits and a no-ratio program for below-market-DSCR properties.
FAQ
Yes, operates nationally including Nebraska. Griffin Funding is based in an undisclosed location and operates nationally.
Omaha is the top investor market in Nebraska and falls within Griffin Funding national coverage. Omaha property tax follows the Nebraska state rate of 1.7 percent. Griffin Funding typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from Griffin Funding. Submarket variation within Lincoln matters for property selection.
Griffin Funding applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same Griffin Funding program.
Griffin Funding indicative DSCR rate range is 6.1 to 7.5 percent.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. Griffin Funding follows standard business-purpose loan structures.
Griffin Funding funds rental DSCR in Nebraska.
Nebraska allows standard DSCR prepay structures; Griffin Funding typically uses 3-5 year step down.
Griffin Funding typical close: Not publicly published.
Bottom line
For Nebraska DSCR borrowers, Griffin Funding is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Griffin Funding.