Griffin Funding for Oklahoma investors
Griffin Funding is a direct hard money and DSCR lender founded in 2013, licensed in 47 states. It lends up to $4.5M in-house with exceptions considered to $20M, and offers a no-ratio DSCR program. Published DSCR rates run 6.1%–7.5%, with a 620 minimum credit score and 0.75 minimum DSCR.
Oklahoma context
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk.
How Griffin Funding positions in Oklahoma
The Oklahoma lender pool for DSCR includes Griffin Funding among the active platforms. Oklahoma top metros (Oklahoma City, Tulsa, Norman) see meaningful Griffin Funding loan volume.
City-level coverage in Oklahoma
Griffin Funding provides DSCR coverage across Oklahoma metros including Oklahoma City, Tulsa, and Norman. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Griffin Funding program terms apply uniformly across Oklahoma metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | — - $5.0M |
| Rates | 6.1%-7.5% |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Oklahoma property tax | 0.9% |
| Oklahoma state income tax | 4.75% |
Griffin Funding strengths in Oklahoma
- In-house lending up to $4.5M, with exceptions considered to $20M
- No-ratio DSCR program available
- Licensed in 47 states
- Direct lender
Ideal borrower: Investor seeking a direct DSCR lender with high in-house loan limits and a no-ratio program for below-market-DSCR properties.
FAQ
Yes, operates nationally including Oklahoma. Griffin Funding is based in an undisclosed location and operates nationally.
Oklahoma City is the top investor market in Oklahoma and falls within Griffin Funding national coverage. Oklahoma City property tax follows the Oklahoma state rate of 0.9 percent. Griffin Funding typically underwrites Oklahoma City acquisitions at standard rate sheets.
Yes. Tulsa ranks among the larger Oklahoma investor metros and sees consistent DSCR loan volume from Griffin Funding. Submarket variation within Tulsa matters for property selection.
Griffin Funding applies the same rate sheet across Oklahoma metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Oklahoma City, Tulsa, and Norman all qualify for the same Griffin Funding program.
Griffin Funding indicative DSCR rate range is 6.1 to 7.5 percent.
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk. Griffin Funding follows standard business-purpose loan structures.
Griffin Funding funds rental DSCR in Oklahoma.
Oklahoma allows standard DSCR prepay structures; Griffin Funding typically uses 3-5 year step down.
Griffin Funding typical close: Not publicly published.
Bottom line
Griffin Funding in Oklahoma works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Griffin Funding.