This is not a rate quote. Rates change frequently and depend on credit, leverage, coverage ratio, property type and borrower experience — see the full Griffin Funding profile or compare terms across the full lender directory.
Griffin Funding rate and pricing terms
| Interest rate range | 6.1%–7.5% |
|---|---|
| Max LTV | 80% |
| Max LTC | 80% |
| Maximum loan size | $5.0M |
| Typical close time | Not publicly published |
| How to access | Direct |
What moves your rate with Griffin Funding
Griffin Funding lists a minimum credit score of 620 and a minimum DSCR of 0.75. Falling below either threshold typically means a rate add-on or a decline rather than an automatic pass, since both feed the same risk-based pricing grid as leverage.
Griffin Funding highlights the following as differentiators: In-house lending up to $4.5M, with exceptions considered to $20M; No-ratio DSCR program available; Licensed in 47 states; Direct lender.
What this rate range doesn't tell you
A quoted rate is never the whole cost. Griffin Funding doesn't publish a points range, so ask directly whether points apply and how many. DSCR and hard-money pricing is also tiered rather than flat — lenders in this category generally price better as leverage drops and coverage ratio rises, and worse as either moves the other way. None of that tiering detail is published by Griffin Funding, so treat the range above as a starting point for a conversation, not a final number.
Griffin Funding Rates FAQ
Griffin Funding's indicative rate range is 6.1%–7.5%. These figures were last confirmed against Griffin Funding's published materials on 2026-09-17.
Griffin Funding does not publish an origination points range. Points are quoted per deal — ask for the all-in cost when you request pricing.
Griffin Funding's published maximum LTV is 80%. Lower leverage generally prices better than the maximum.
Griffin Funding's published minimum credit score is 620. Its published minimum DSCR is 0.75.
Griffin Funding's typical close timeline is Not publicly published. Close speed and rate are separate terms — a faster timeline is not itself a discount unless the lender states one.
No. Griffin Funding's rate range is indicative and changes with market conditions, credit, leverage, coverage ratio and borrower experience. Request a written quote directly from Griffin Funding before relying on any figure here.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Griffin Funding, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.