Harpoon Capital for Nebraska investors
Harpoon Capital is a broker-only private money lender with no stated minimum DSCR — it will consider deals below 0.75 DSCR. Minimum credit score is 620, with loan sizes from $50,000 to $3,500,000 and maximum 85% LTV. The company does not publish rate or state-coverage figures in the sources reviewed.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How Harpoon Capital positions in Nebraska
The Nebraska lender pool for DSCR includes Harpoon Capital among the active platforms. Nebraska top metros (Omaha, Lincoln, Nebraska) see meaningful Harpoon Capital loan volume.
City-level coverage in Nebraska
Harpoon Capital provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Harpoon Capital program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | rental DSCR |
| Loan size | $50K - $3.5M |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 85% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
Harpoon Capital strengths in Nebraska
- No minimum DSCR requirement — approves deals below 0.75
- Loan sizes from $50,000 to $3,500,000
- 620 minimum credit score
- Broker-only origination
Ideal borrower: Investor with a cash-flow-negative property (DSCR below 0.75) seeking a broker-originated private money lender with no DSCR floor.
FAQ
Likely; verify direct Nebraska coverage. Harpoon Capital is based in an undisclosed location and operates in states not publicly disclosed.
Omaha is the top investor market in Nebraska and is generally within Harpoon Capital states not publicly disclosed footprint. Omaha property tax follows the Nebraska state rate of 1.7 percent. Harpoon Capital typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from Harpoon Capital. Submarket variation within Lincoln matters for property selection.
Harpoon Capital applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same Harpoon Capital program.
Harpoon Capital does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. Harpoon Capital follows standard business-purpose loan structures.
Harpoon Capital funds rental DSCR in Nebraska.
Nebraska allows standard DSCR prepay structures; Harpoon Capital typically uses 3-5 year step down.
Harpoon Capital typical close: Not publicly published.
Bottom line
For Nebraska DSCR borrowers, Harpoon Capital is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Harpoon Capital.