Overview
Iron Bridge Lending is a regional hard money lender with growing Midwest coverage.
Iron Bridge Lending is based in Lake Oswego, OR and was founded in 2009. They operate in Western & Midwest and offer fix-and-flip, bridge, new-construction financing. Their loan amount range runs from $75K to $3.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, new-construction |
| Geographic coverage | Western & Midwest |
| Loan size | $75K – $3.0M |
| Interest rate range | 9.5% – 12% |
| Origination points | 1.5 – 3 |
| Max LTV | 75% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 12 months |
| Typical close time | 7-14 days typical |
Strengths
- experienced underwriting
- investor-focused
Ideal borrower
Experienced investor with funded-deals history
How Iron Bridge Lending compares
As an institutional non-QM lender, Iron Bridge Lending's underwriting is templated and predictable. That is fast for a borrower who fits the box and inflexible for one who does not.
Coverage is the constraint most investors hit first. Iron Bridge Lending serves Western & Midwest, and lender licensing changes often enough that it is worth confirming your state before you get far into a file. Our state-by-state pages for Iron Bridge Lending cover the rules that differ by state — prepayment penalties, entity vesting and foreclosure mechanics.
Other lenders investors compare against
- The full lender directory — every lender we track, with terms side by side
- How DSCR qualification works — the ratio every one of these lenders underwrites to
- DSCR calculator — check coverage before you apply anywhere
Iron Bridge Lending FAQ
Iron Bridge Lending is based in Lake Oswego, OR and serves Western & Midwest. Coverage changes as licensing changes, so confirm your state directly with the lender before relying on it.
Iron Bridge Lending's indicative rate range is 9.5%–12% with 1.5–3 points. Pricing depends on credit, leverage, coverage ratio and experience, and moves with the market.
Iron Bridge Lending's typical minimum loan is $75K, with maximum loan size up to $3.0M.
Iron Bridge Lending's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Iron Bridge Lending offers fix-and-flip, bridge, new-construction financing.
Experienced investor with funded-deals history
This review is an independent directory listing. DSCR Loan Program is not affiliated with Iron Bridge Lending, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.