Lendai Finance for Virginia investors
Lendai Finance specializes in foreign-national DSCR — non-US-resident investor financing on US real estate, a category most lenders won't touch.
Virginia context
Virginia steady DSCR. Military presence supports demand (Norfolk, JBSA).
How Lendai Finance positions in Virginia
The Virginia lender pool for DSCR includes Lendai Finance among the active platforms. Virginia top metros (Virginia Beach, Richmond, Norfolk) see meaningful Lendai Finance loan volume.
City-level coverage in Virginia
Lendai Finance provides DSCR coverage across Virginia metros including Virginia Beach, Richmond, and Norfolk. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Lendai Finance program terms apply uniformly across Virginia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, foreign-national |
| Loan size | $75K - $3.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 75% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Virginia property tax | 0.9% |
| Virginia state income tax | 5.75% |
Lendai Finance strengths in Virginia
- foreign-national DSCR specialist
- experienced cross-border underwriting
Ideal borrower: Foreign-national investor or LLC-wrapped investor
FAQ
Yes, operates nationally including Virginia. Lendai Finance is based in New York, NY and operates nationally.
Virginia Beach is the top investor market in Virginia and falls within Lendai Finance national coverage. Virginia Beach property tax follows the Virginia state rate of 0.9 percent. Lendai Finance typically underwrites Virginia Beach acquisitions at standard rate sheets.
Yes. Richmond ranks among the larger Virginia investor metros and sees consistent DSCR loan volume from Lendai Finance. Submarket variation within Richmond matters for property selection.
Lendai Finance applies the same rate sheet across Virginia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Virginia Beach, Richmond, and Norfolk all qualify for the same Lendai Finance program.
Lendai Finance indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Virginia steady DSCR. Military presence supports demand (Norfolk, JBSA). Lendai Finance follows standard business-purpose loan structures.
Lendai Finance funds fix-and-flip, BRRRR, rental, bridge, foreign-national in Virginia.
Virginia allows standard DSCR prepay structures; Lendai Finance typically uses 3-5 year step down.
Lendai Finance typical close: 14-21 days typical.
Bottom line
For Virginia DSCR borrowers, Lendai Finance is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Lendai Finance.