Lendai Finance for West Virginia investors
Lendai Finance specializes in foreign-national DSCR — non-US-resident investor financing on US real estate, a category most lenders won't touch.
West Virginia context
West Virginia deep cash flow market. Low entry prices.
How Lendai Finance positions in West Virginia
The West Virginia lender pool for DSCR includes Lendai Finance among the active platforms. West Virginia top metros (Charleston, Morgantown, Huntington) see meaningful Lendai Finance loan volume.
City-level coverage in West Virginia
Lendai Finance provides DSCR coverage across West Virginia metros including Charleston, Morgantown, and Huntington. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Lendai Finance program terms apply uniformly across West Virginia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, foreign-national |
| Loan size | $75K - $3.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 75% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| West Virginia property tax | 0.6% |
| West Virginia state income tax | 5.12% |
Lendai Finance strengths in West Virginia
- foreign-national DSCR specialist
- experienced cross-border underwriting
Ideal borrower: Foreign-national investor or LLC-wrapped investor
FAQ
Yes, operates nationally including West Virginia. Lendai Finance is based in New York, NY and operates nationally.
Charleston is the top investor market in West Virginia and falls within Lendai Finance national coverage. Charleston property tax follows the West Virginia state rate of 0.6 percent. Lendai Finance typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Morgantown ranks among the larger West Virginia investor metros and sees consistent DSCR loan volume from Lendai Finance. Submarket variation within Morgantown matters for property selection.
Lendai Finance applies the same rate sheet across West Virginia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Morgantown, and Huntington all qualify for the same Lendai Finance program.
Lendai Finance indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
West Virginia deep cash flow market. Low entry prices. Lendai Finance follows standard business-purpose loan structures.
Lendai Finance funds fix-and-flip, BRRRR, rental, bridge, foreign-national in West Virginia.
West Virginia allows standard DSCR prepay structures; Lendai Finance typically uses 3-5 year step down.
Lendai Finance typical close: 14-21 days typical.
Bottom line
For West Virginia DSCR borrowers, Lendai Finance is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Lendai Finance.