Lima One Capital for Nebraska investors
Lima One Capital is one of the deepest non-QM lenders in the country with a full product suite spanning fix-and-flip, BRRRR, rental, and new construction. Minimum DSCR is 1.00 (1.20 for best pricing). Particularly strong on the rental refi exit, which makes them a one-stop shop for BRRRR strategies.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How Lima One Capital positions in Nebraska
The Nebraska lender pool for DSCR includes Lima One Capital among the active platforms. Nebraska top metros (Omaha, Lincoln, Nebraska) see meaningful Lima One Capital loan volume.
City-level coverage in Nebraska
Lima One Capital provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Lima One Capital program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, new-construction, multi-family, bridge |
| Loan size | $75K - $2.5M |
| Rates | 7%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
Lima One Capital strengths in Nebraska
- broad product suite
- long track record
- strong on multi-family
- BRRRR-friendly with rental refi exit
Ideal borrower: Investor wanting a single lender across hard money + DSCR rental exit
FAQ
Yes, operates nationally including Nebraska. Lima One Capital is based in Greenville, SC and operates nationally.
Omaha is the top investor market in Nebraska and falls within Lima One Capital national coverage. Omaha property tax follows the Nebraska state rate of 1.7 percent. Lima One Capital typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from Lima One Capital. Submarket variation within Lincoln matters for property selection.
Lima One Capital applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same Lima One Capital program.
Lima One Capital indicative DSCR rate range is 7 to 12 percent with 1 to 3 points.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. Lima One Capital follows standard business-purpose loan structures.
Lima One Capital funds fix-and-flip, BRRRR, rental, new-construction, multi-family, bridge in Nebraska.
Nebraska allows standard DSCR prepay structures; Lima One Capital typically uses 3-5 year step down.
Lima One Capital typical close: 10-21 days typical.
Bottom line
Lima One Capital in Nebraska works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Lima One Capital.