LoanFunders for New Hampshire investors
LoanFunders is a direct DSCR lender with a 0.80 minimum DSCR floor (1.15 DSCR required for its best pricing tier) and a 660 minimum credit score. Minimum loan size is $100,000, with maximum LTV of 80% (75% on 2–8 unit properties). The company does not publish maximum loan size, rate, or state-coverage figures in the sources reviewed.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How LoanFunders positions in New Hampshire
The New Hampshire lender pool for DSCR includes LoanFunders among the active platforms. New Hampshire top metros (Manchester, Nashua, Concord) see meaningful LoanFunders loan volume.
City-level coverage in New Hampshire
LoanFunders provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. LoanFunders program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $100K - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
LoanFunders strengths in New Hampshire
- 0.80 minimum DSCR floor (1.15 DSCR for best pricing)
- Direct lender
- $100,000 minimum loan size
- Maximum 80% LTV (75% on 2–8 unit properties)
Ideal borrower: Investor with at least 0.80 DSCR seeking a direct lender; best pricing available at 1.15+ DSCR.
FAQ
Likely; verify direct New Hampshire coverage. LoanFunders is based in an undisclosed location and operates in states not publicly disclosed.
Manchester is the top investor market in New Hampshire and is generally within LoanFunders states not publicly disclosed footprint. Manchester property tax follows the New Hampshire state rate of 1.9 percent. LoanFunders typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from LoanFunders. Submarket variation within Nashua matters for property selection.
LoanFunders applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same LoanFunders program.
LoanFunders does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
New Hampshire no state income tax. Property tax high. Boston commuter market. LoanFunders follows standard business-purpose loan structures.
LoanFunders funds rental DSCR in New Hampshire.
New Hampshire allows standard DSCR prepay structures; LoanFunders typically uses 3-5 year step down.
LoanFunders typical close: Not publicly published.
Bottom line
New Hampshire investors considering LoanFunders should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with LoanFunders.