LoanFunders for Oklahoma investors
LoanFunders is a direct DSCR lender with a 0.80 minimum DSCR floor (1.15 DSCR required for its best pricing tier) and a 660 minimum credit score. Minimum loan size is $100,000, with maximum LTV of 80% (75% on 2–8 unit properties). The company does not publish maximum loan size, rate, or state-coverage figures in the sources reviewed.
Oklahoma context
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk.
How LoanFunders positions in Oklahoma
Within Oklahoma, LoanFunders competes alongside other DSCR lenders. LoanFunders strengths: 0.80 minimum DSCR floor (1.15 DSCR for best pricing), Direct lender. The high aggregate DSCR economics of Oklahoma create demand for LoanFunders programs in Oklahoma City and Tulsa particularly.
City-level coverage in Oklahoma
LoanFunders provides DSCR coverage across Oklahoma metros including Oklahoma City, Tulsa, and Norman. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. LoanFunders program terms apply uniformly across Oklahoma metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $100K - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Oklahoma property tax | 0.9% |
| Oklahoma state income tax | 4.75% |
LoanFunders strengths in Oklahoma
- 0.80 minimum DSCR floor (1.15 DSCR for best pricing)
- Direct lender
- $100,000 minimum loan size
- Maximum 80% LTV (75% on 2–8 unit properties)
Ideal borrower: Investor with at least 0.80 DSCR seeking a direct lender; best pricing available at 1.15+ DSCR.
FAQ
Likely; verify direct Oklahoma coverage. LoanFunders is based in an undisclosed location and operates in states not publicly disclosed.
Oklahoma City is the top investor market in Oklahoma and is generally within LoanFunders states not publicly disclosed footprint. Oklahoma City property tax follows the Oklahoma state rate of 0.9 percent. LoanFunders typically underwrites Oklahoma City acquisitions at standard rate sheets.
Yes. Tulsa ranks among the larger Oklahoma investor metros and sees consistent DSCR loan volume from LoanFunders. Submarket variation within Tulsa matters for property selection.
LoanFunders applies the same rate sheet across Oklahoma metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Oklahoma City, Tulsa, and Norman all qualify for the same LoanFunders program.
LoanFunders does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Oklahoma low property tax. Strong DSCR cash flow. Tornado risk. LoanFunders follows standard business-purpose loan structures.
LoanFunders funds rental DSCR in Oklahoma.
Oklahoma allows standard DSCR prepay structures; LoanFunders typically uses 3-5 year step down.
LoanFunders typical close: Not publicly published.
Bottom line
Oklahoma investors considering LoanFunders should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with LoanFunders.