MoFin Lending for Nebraska investors
MoFin Lending is a direct DSCR lender licensed in 34 states with a 700 minimum credit score — the highest credit floor among the lenders added to this directory in September 2026. Minimum loan size is $150,000. The company does not publish minimum DSCR, maximum loan size, LTV, or rate figures in the sources reviewed.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How MoFin Lending positions in Nebraska
Nebraska is well covered by national DSCR lenders, with MoFin Lending as one option. Where MoFin Lending differentiates: Licensed in 34 states. Where it competes: rates not publicly published against peer programs.
City-level coverage in Nebraska
MoFin Lending provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. MoFin Lending program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $150K - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | Not publicly published |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
MoFin Lending strengths in Nebraska
- Licensed in 34 states
- Direct lender
- $150,000 minimum loan size
- Highest minimum credit score (700) among the lenders added to this directory in September 2026
Ideal borrower: Investor with a 700+ credit score and a $150,000+ loan size seeking a direct DSCR lender.
FAQ
Yes, operates nationally including Nebraska. MoFin Lending is based in an undisclosed location and operates nationally.
Omaha is the top investor market in Nebraska and falls within MoFin Lending national coverage. Omaha property tax follows the Nebraska state rate of 1.7 percent. MoFin Lending typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from MoFin Lending. Submarket variation within Lincoln matters for property selection.
MoFin Lending applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same MoFin Lending program.
MoFin Lending does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. MoFin Lending follows standard business-purpose loan structures.
MoFin Lending funds rental DSCR in Nebraska.
Nebraska allows standard DSCR prepay structures; MoFin Lending typically uses 3-5 year step down.
MoFin Lending typical close: Not publicly published.
Bottom line
Nebraska investors considering MoFin Lending should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with MoFin Lending.