MoFin Lending for New Hampshire investors
MoFin Lending is a direct DSCR lender licensed in 34 states with a 700 minimum credit score — the highest credit floor among the lenders added to this directory in September 2026. Minimum loan size is $150,000. The company does not publish minimum DSCR, maximum loan size, LTV, or rate figures in the sources reviewed.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How MoFin Lending positions in New Hampshire
Within New Hampshire, MoFin Lending competes alongside other DSCR lenders. MoFin Lending strengths: Licensed in 34 states, Direct lender. The medium aggregate DSCR economics of New Hampshire create demand for MoFin Lending programs in Manchester and Nashua particularly.
City-level coverage in New Hampshire
MoFin Lending provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. MoFin Lending program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | $150K - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | Not publicly published |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
MoFin Lending strengths in New Hampshire
- Licensed in 34 states
- Direct lender
- $150,000 minimum loan size
- Highest minimum credit score (700) among the lenders added to this directory in September 2026
Ideal borrower: Investor with a 700+ credit score and a $150,000+ loan size seeking a direct DSCR lender.
FAQ
Yes, operates nationally including New Hampshire. MoFin Lending is based in an undisclosed location and operates nationally.
Manchester is the top investor market in New Hampshire and falls within MoFin Lending national coverage. Manchester property tax follows the New Hampshire state rate of 1.9 percent. MoFin Lending typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from MoFin Lending. Submarket variation within Nashua matters for property selection.
MoFin Lending applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same MoFin Lending program.
MoFin Lending does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
New Hampshire no state income tax. Property tax high. Boston commuter market. MoFin Lending follows standard business-purpose loan structures.
MoFin Lending funds rental DSCR in New Hampshire.
New Hampshire allows standard DSCR prepay structures; MoFin Lending typically uses 3-5 year step down.
MoFin Lending typical close: Not publicly published.
Bottom line
For New Hampshire DSCR borrowers, MoFin Lending is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with MoFin Lending.