New Silver for Alaska investors
New Silver is a tech-forward non-QM lender with fast underwriting and accessible minimum loan sizes that suit newer investors.
Alaska context
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism.
How New Silver positions in Alaska
The Alaska lender pool for DSCR includes New Silver among the active platforms. Alaska top metros (Anchorage, Fairbanks, Alaska) see meaningful New Silver loan volume.
City-level coverage in Alaska
New Silver provides DSCR coverage across Alaska metros including Anchorage, Fairbanks, and Alaska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. New Silver program terms apply uniformly across Alaska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Loan size | $100K - $3.0M |
| Rates | 9.5%-11.75% |
| Points | 1 - 3 |
| Max LTV | 85% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 5-14 days typical |
| Alaska property tax | 1.2% |
| Alaska state income tax | None |
New Silver strengths in Alaska
- tech-driven fast underwriting
- low minimum loan sizes
- BRRRR-friendly
Ideal borrower: Newer-to-mid investor with smaller deal sizes
FAQ
Yes, operates nationally including Alaska. New Silver is based in West Hartford, CT and operates nationally.
Anchorage is the top investor market in Alaska and falls within New Silver national coverage. Anchorage property tax follows the Alaska state rate of 1.2 percent. New Silver typically underwrites Anchorage acquisitions at standard rate sheets.
Yes. Fairbanks ranks among the larger Alaska investor metros and sees consistent DSCR loan volume from New Silver. Submarket variation within Fairbanks matters for property selection.
New Silver applies the same rate sheet across Alaska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Anchorage, Fairbanks, and Alaska all qualify for the same New Silver program.
New Silver indicative DSCR rate range is 9.5 to 11.75 percent with 1 to 3 points.
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism. New Silver follows standard business-purpose loan structures.
New Silver funds fix-and-flip, BRRRR, rental, bridge in Alaska.
Alaska allows standard DSCR prepay structures; New Silver typically uses 3-5 year step down.
New Silver typical close: 5-14 days typical.
Bottom line
New Silver in Alaska works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with New Silver.