OfferMarket for Kansas investors
OfferMarket is a direct DSCR lender with a 660 minimum credit score (680 preferred) and a 0.75 minimum DSCR. The maximum 80% LTV tier requires a 720+ credit score. The company does not publish minimum/maximum loan size, rate, or state-coverage figures in the sources reviewed.
Kansas context
Kansas strong cash flow.
How OfferMarket positions in Kansas
The Kansas lender pool for DSCR includes OfferMarket among the active platforms. Kansas top metros (Wichita, Kansas City KS, Topeka) see meaningful OfferMarket loan volume.
City-level coverage in Kansas
OfferMarket provides DSCR coverage across Kansas metros including Wichita, Kansas City KS, and Topeka. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. OfferMarket program terms apply uniformly across Kansas metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | — - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Kansas property tax | 1.5% |
| Kansas state income tax | 5.7% |
OfferMarket strengths in Kansas
- 0.75 minimum DSCR
- Direct lender
- Maximum 80% LTV available at 720+ credit score
Ideal borrower: Investor with a 660+ credit score (720+ preferred for maximum 80% LTV) and at least 0.75 DSCR.
FAQ
Likely; verify direct Kansas coverage. OfferMarket is based in an undisclosed location and operates in states not publicly disclosed.
Wichita is the top investor market in Kansas and is generally within OfferMarket states not publicly disclosed footprint. Wichita property tax follows the Kansas state rate of 1.5 percent. OfferMarket typically underwrites Wichita acquisitions at standard rate sheets.
Yes. Kansas City KS ranks among the larger Kansas investor metros and sees consistent DSCR loan volume from OfferMarket. Submarket variation within Kansas City KS matters for property selection.
OfferMarket applies the same rate sheet across Kansas metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Wichita, Kansas City KS, and Topeka all qualify for the same OfferMarket program.
OfferMarket does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Kansas strong cash flow. OfferMarket follows standard business-purpose loan structures.
OfferMarket funds rental DSCR in Kansas.
Kansas allows standard DSCR prepay structures; OfferMarket typically uses 3-5 year step down.
OfferMarket typical close: Not publicly published.
Bottom line
Kansas investors considering OfferMarket should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with OfferMarket.