OfferMarket for Wisconsin investors
OfferMarket is a direct DSCR lender with a 660 minimum credit score (680 preferred) and a 0.75 minimum DSCR. The maximum 80% LTV tier requires a 720+ credit score. The company does not publish minimum/maximum loan size, rate, or state-coverage figures in the sources reviewed.
Wisconsin context
Wisconsin strong duplex and multi-unit DSCR. Property tax burden meaningful.
How OfferMarket positions in Wisconsin
The Wisconsin lender pool for DSCR includes OfferMarket among the active platforms. Wisconsin top metros (Milwaukee, Madison, Green Bay) see meaningful OfferMarket loan volume.
City-level coverage in Wisconsin
OfferMarket provides DSCR coverage across Wisconsin metros including Milwaukee, Madison, and Green Bay. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. OfferMarket program terms apply uniformly across Wisconsin metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | rental DSCR |
| Loan size | — - — |
| Rates | Not publicly published |
| Points | Not publicly published |
| Max LTV | 80% of ARV |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
| Wisconsin property tax | 2.1% |
| Wisconsin state income tax | 7.65% |
OfferMarket strengths in Wisconsin
- 0.75 minimum DSCR
- Direct lender
- Maximum 80% LTV available at 720+ credit score
Ideal borrower: Investor with a 660+ credit score (720+ preferred for maximum 80% LTV) and at least 0.75 DSCR.
FAQ
Likely; verify direct Wisconsin coverage. OfferMarket is based in an undisclosed location and operates in states not publicly disclosed.
Milwaukee is the top investor market in Wisconsin and is generally within OfferMarket states not publicly disclosed footprint. Milwaukee property tax follows the Wisconsin state rate of 2.1 percent. OfferMarket typically underwrites Milwaukee acquisitions at standard rate sheets.
Yes. Madison ranks among the larger Wisconsin investor metros and sees consistent DSCR loan volume from OfferMarket. Submarket variation within Madison matters for property selection.
OfferMarket applies the same rate sheet across Wisconsin metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Milwaukee, Madison, and Green Bay all qualify for the same OfferMarket program.
OfferMarket does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience.
Wisconsin strong duplex and multi-unit DSCR. Property tax burden meaningful. OfferMarket follows standard business-purpose loan structures.
OfferMarket funds rental DSCR in Wisconsin.
Wisconsin allows standard DSCR prepay structures; OfferMarket typically uses 3-5 year step down.
OfferMarket typical close: Not publicly published.
Bottom line
Wisconsin investors considering OfferMarket should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with OfferMarket.