Pillar Capital Partners for Arizona investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Arizona context
Arizona property tax low. Strong Sunbelt growth metros. STR markets active in Scottsdale, Sedona, Phoenix.
How Pillar Capital Partners positions in Arizona
Within Arizona, Pillar Capital Partners competes alongside other DSCR lenders. Pillar Capital Partners strengths: Midwest focus, experienced underwriting. The medium aggregate DSCR economics of Arizona create demand for Pillar Capital Partners programs in Phoenix and Tucson particularly.
City-level coverage in Arizona
Pillar Capital Partners provides DSCR coverage across Arizona metros including Phoenix, Tucson, and Mesa. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Arizona metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Arizona property tax | 0.6% |
| Arizona state income tax | 2.5% |
Pillar Capital Partners strengths in Arizona
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Arizona coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Phoenix is the top investor market in Arizona and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Phoenix property tax follows the Arizona state rate of 0.6 percent. Pillar Capital Partners typically underwrites Phoenix acquisitions at standard rate sheets.
Yes. Tucson ranks among the larger Arizona investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Tucson matters for property selection.
Pillar Capital Partners applies the same rate sheet across Arizona metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Phoenix, Tucson, and Mesa all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Arizona property tax low. Strong Sunbelt growth metros. STR markets active in Scottsdale, Sedona, Phoenix. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Arizona.
Arizona allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Arizona investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.