Pillar Capital Partners for Colorado investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Colorado context
Colorado property tax low. Mountain STR markets (Vail, Breckenridge, Aspen) premium. Statewide rent control discussions active.
How Pillar Capital Partners positions in Colorado
For Colorado specifically, Pillar Capital Partners fits investors who match the private money approach. The medium cash flow profile of Colorado aggregate makes it workable for Pillar Capital Partners.
City-level coverage in Colorado
Pillar Capital Partners provides DSCR coverage across Colorado metros including Denver, Colorado Springs, and Fort Collins. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Colorado metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Colorado property tax | 0.5% |
| Colorado state income tax | 4.4% |
Pillar Capital Partners strengths in Colorado
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Colorado coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Denver is the top investor market in Colorado and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Denver property tax follows the Colorado state rate of 0.5 percent. Pillar Capital Partners typically underwrites Denver acquisitions at standard rate sheets.
Yes. Colorado Springs ranks among the larger Colorado investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Colorado Springs matters for property selection.
Pillar Capital Partners applies the same rate sheet across Colorado metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Denver, Colorado Springs, and Fort Collins all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Colorado property tax low. Mountain STR markets (Vail, Breckenridge, Aspen) premium. Statewide rent control discussions active. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Colorado.
Colorado allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Pillar Capital Partners in Colorado works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.