Pillar Capital Partners for Georgia investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Georgia context
Georgia strong Sunbelt growth. Atlanta dominant DSCR market. Savannah historic district STR active. Strong investor-friendly state laws.
How Pillar Capital Partners positions in Georgia
The Georgia lender pool for DSCR includes Pillar Capital Partners among the active platforms. Georgia top metros (Atlanta, Savannah, Augusta) see meaningful Pillar Capital Partners loan volume.
City-level coverage in Georgia
Pillar Capital Partners provides DSCR coverage across Georgia metros including Atlanta, Savannah, and Augusta. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Georgia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Georgia property tax | 1% |
| Georgia state income tax | 5.4% |
Pillar Capital Partners strengths in Georgia
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Georgia coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Atlanta is the top investor market in Georgia and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Atlanta property tax follows the Georgia state rate of 1 percent. Pillar Capital Partners typically underwrites Atlanta acquisitions at standard rate sheets.
Yes. Savannah ranks among the larger Georgia investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Savannah matters for property selection.
Pillar Capital Partners applies the same rate sheet across Georgia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Atlanta, Savannah, and Augusta all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Georgia strong Sunbelt growth. Atlanta dominant DSCR market. Savannah historic district STR active. Strong investor-friendly state laws. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Georgia.
Georgia allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Pillar Capital Partners in Georgia works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.