Pillar Capital Partners for Maryland investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Maryland context
Maryland strong rowhouse and multi-unit DSCR in Baltimore. Strict landlord-tenant law.
How Pillar Capital Partners positions in Maryland
The Maryland lender pool for DSCR includes Pillar Capital Partners among the active platforms. Maryland top metros (Baltimore, Frederick, Annapolis) see meaningful Pillar Capital Partners loan volume.
City-level coverage in Maryland
Pillar Capital Partners provides DSCR coverage across Maryland metros including Baltimore, Frederick, and Annapolis. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Maryland metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Maryland property tax | 1% |
| Maryland state income tax | 5.75% |
Pillar Capital Partners strengths in Maryland
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Maryland coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Baltimore is the top investor market in Maryland and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Baltimore property tax follows the Maryland state rate of 1 percent. Pillar Capital Partners typically underwrites Baltimore acquisitions at standard rate sheets.
Yes. Frederick ranks among the larger Maryland investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Frederick matters for property selection.
Pillar Capital Partners applies the same rate sheet across Maryland metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Baltimore, Frederick, and Annapolis all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Maryland strong rowhouse and multi-unit DSCR in Baltimore. Strict landlord-tenant law. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Maryland.
Maryland allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Maryland investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.