Pillar Capital Partners for Massachusetts investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Massachusetts context
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight.
How Pillar Capital Partners positions in Massachusetts
The Massachusetts lender pool for DSCR includes Pillar Capital Partners among the active platforms. Massachusetts top metros (Boston, Worcester, Springfield) see meaningful Pillar Capital Partners loan volume.
City-level coverage in Massachusetts
Pillar Capital Partners provides DSCR coverage across Massachusetts metros including Boston, Worcester, and Springfield. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Massachusetts metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Massachusetts property tax | 1.2% |
| Massachusetts state income tax | 9% |
Pillar Capital Partners strengths in Massachusetts
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Massachusetts coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Boston is the top investor market in Massachusetts and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Boston property tax follows the Massachusetts state rate of 1.2 percent. Pillar Capital Partners typically underwrites Boston acquisitions at standard rate sheets.
Yes. Worcester ranks among the larger Massachusetts investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Worcester matters for property selection.
Pillar Capital Partners applies the same rate sheet across Massachusetts metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Boston, Worcester, and Springfield all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Massachusetts.
Massachusetts allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Massachusetts investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.