Pillar Capital Partners for North Dakota investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
North Dakota context
North Dakota steady DSCR. Oil/gas economy volatile.
How Pillar Capital Partners positions in North Dakota
The North Dakota lender pool for DSCR includes Pillar Capital Partners among the active platforms. North Dakota top metros (Fargo, Bismarck, North Dakota) see meaningful Pillar Capital Partners loan volume.
City-level coverage in North Dakota
Pillar Capital Partners provides DSCR coverage across North Dakota metros including Fargo, Bismarck, and North Dakota. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across North Dakota metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| North Dakota property tax | 1% |
| North Dakota state income tax | 2.9% |
Pillar Capital Partners strengths in North Dakota
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct North Dakota coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Fargo is the top investor market in North Dakota and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Fargo property tax follows the North Dakota state rate of 1 percent. Pillar Capital Partners typically underwrites Fargo acquisitions at standard rate sheets.
Yes. Bismarck ranks among the larger North Dakota investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Bismarck matters for property selection.
Pillar Capital Partners applies the same rate sheet across North Dakota metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Fargo, Bismarck, and North Dakota all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
North Dakota steady DSCR. Oil/gas economy volatile. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in North Dakota.
North Dakota allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
North Dakota investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.