Pillar Capital Partners for South Carolina investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
South Carolina context
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state.
How Pillar Capital Partners positions in South Carolina
For South Carolina specifically, Pillar Capital Partners fits investors who match the private money approach. The high cash flow profile of South Carolina aggregate makes it a target market for Pillar Capital Partners.
City-level coverage in South Carolina
Pillar Capital Partners provides DSCR coverage across South Carolina metros including Charleston, Columbia, and Greenville. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across South Carolina metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| South Carolina property tax | 0.6% |
| South Carolina state income tax | 6.5% |
Pillar Capital Partners strengths in South Carolina
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct South Carolina coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Charleston is the top investor market in South Carolina and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Charleston property tax follows the South Carolina state rate of 0.6 percent. Pillar Capital Partners typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Columbia ranks among the larger South Carolina investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Columbia matters for property selection.
Pillar Capital Partners applies the same rate sheet across South Carolina metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Columbia, and Greenville all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state. Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in South Carolina.
South Carolina allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
South Carolina investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.