Pillar Capital Partners for Utah investors
Pillar Capital Partners runs both private money and DSCR rental products with a Midwest focus.
Utah context
Utah low property tax. Strong job growth. Ski STR (Park City) and southern Utah STR (St. George/Zion).
How Pillar Capital Partners positions in Utah
The Utah lender pool for DSCR includes Pillar Capital Partners among the active platforms. Utah top metros (Salt Lake City, Provo, St. George) see meaningful Pillar Capital Partners loan volume.
City-level coverage in Utah
Pillar Capital Partners provides DSCR coverage across Utah metros including Salt Lake City, Provo, and St. George. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Pillar Capital Partners program terms apply uniformly across Utah metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | Private money |
|---|---|
| Products | fix-and-flip, rental, bridge, private notes |
| Loan size | $75K - $2.5M |
| Rates | 10%-12.5% |
| Points | 1.5 - 3 |
| Max LTV | 70% of ARV |
| Term lengths | 6-18 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| Utah property tax | 0.6% |
| Utah state income tax | 4.85% |
Pillar Capital Partners strengths in Utah
- Midwest focus
- experienced underwriting
- broad product suite
Ideal borrower: Mid-to-experienced investor in Chicago or Milwaukee
FAQ
Likely; verify direct Utah coverage. Pillar Capital Partners is based in Chicago, IL and operates in Chicago and Milwaukee metros.
Salt Lake City is the top investor market in Utah and is generally within Pillar Capital Partners Chicago and Milwaukee metros footprint. Salt Lake City property tax follows the Utah state rate of 0.6 percent. Pillar Capital Partners typically underwrites Salt Lake City acquisitions at standard rate sheets.
Yes. Provo ranks among the larger Utah investor metros and sees consistent DSCR loan volume from Pillar Capital Partners. Submarket variation within Provo matters for property selection.
Pillar Capital Partners applies the same rate sheet across Utah metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Salt Lake City, Provo, and St. George all qualify for the same Pillar Capital Partners program.
Pillar Capital Partners indicative DSCR rate range is 10 to 12.5 percent with 1.5 to 3 points.
Utah low property tax. Strong job growth. Ski STR (Park City) and southern Utah STR (St. George/Zion). Pillar Capital Partners follows standard business-purpose loan structures.
Pillar Capital Partners funds fix-and-flip, rental, bridge, private notes in Utah.
Utah allows standard DSCR prepay structures; Pillar Capital Partners typically uses 3-5 year step down.
Pillar Capital Partners typical close: 7-14 days typical.
Bottom line
Utah investors considering Pillar Capital Partners should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Pillar Capital Partners.