RCN Capital for Nebraska investors
RCN Capital is a national non-QM lender with capacity for larger transactions and strong experience on multi-unit and small commercial deals. Minimum DSCR is 1.00 at 680+ credit score or 1.15 at 660-679; excludes Alaska, North Dakota, South Dakota, Vermont, Nevada, and Utah. Closes in as few as 10 business days.
Nebraska context
Nebraska steady Midwest DSCR. Insurance and financial employment anchors.
How RCN Capital positions in Nebraska
Within Nebraska, RCN Capital competes alongside other DSCR lenders. RCN Capital strengths: high loan limits, established track record. The medium aggregate DSCR economics of Nebraska create demand for RCN Capital programs in Omaha and Lincoln particularly.
City-level coverage in Nebraska
RCN Capital provides DSCR coverage across Nebraska metros including Omaha, Lincoln, and Nebraska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. RCN Capital program terms apply uniformly across Nebraska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, new-construction |
| Loan size | $100K - $3.5M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| Nebraska property tax | 1.7% |
| Nebraska state income tax | 6.84% |
RCN Capital strengths in Nebraska
- high loan limits
- established track record
- multi-family capacity
Ideal borrower: Investor with larger deals and multi-property exposure
FAQ
Yes, operates nationally including Nebraska. RCN Capital is based in South Windsor, CT and operates nationally.
Omaha is the top investor market in Nebraska and falls within RCN Capital national coverage. Omaha property tax follows the Nebraska state rate of 1.7 percent. RCN Capital typically underwrites Omaha acquisitions at standard rate sheets.
Yes. Lincoln ranks among the larger Nebraska investor metros and sees consistent DSCR loan volume from RCN Capital. Submarket variation within Lincoln matters for property selection.
RCN Capital applies the same rate sheet across Nebraska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Omaha, Lincoln, and Nebraska all qualify for the same RCN Capital program.
RCN Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Nebraska steady Midwest DSCR. Insurance and financial employment anchors. RCN Capital follows standard business-purpose loan structures.
RCN Capital funds fix-and-flip, BRRRR, rental, bridge, new-construction in Nebraska.
Nebraska allows standard DSCR prepay structures; RCN Capital typically uses 3-5 year step down.
RCN Capital typical close: 10-21 days typical.
Bottom line
Nebraska investors considering RCN Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with RCN Capital.