Renovo Financial for New Hampshire investors
Renovo Financial is the largest Chicago-based hard money lender. Founded 2011, they've closed thousands of loans across the Midwest and have particularly deep penetration in Chicago, Indianapolis, and Milwaukee. Strong relationships with the local broker community make them a default first-call for many Chicago investors.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How Renovo Financial positions in New Hampshire
The New Hampshire lender pool for DSCR includes Renovo Financial among the active platforms. New Hampshire top metros (Manchester, Nashua, Concord) see meaningful Renovo Financial loan volume.
City-level coverage in New Hampshire
Renovo Financial provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Renovo Financial program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, new-construction, bridge, rental, multi-family |
| Loan size | $100K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1 - 3 |
| Max LTV | 85% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
Renovo Financial strengths in New Hampshire
- Chicago-based — strongest local market knowledge
- experienced underwriting team
- national reach with local depth
- strong fix-and-flip program
Ideal borrower: Experienced Chicago-area investor doing 2+ deals/year on SFR or 2-4 unit projects
FAQ
Likely; verify direct New Hampshire coverage. Renovo Financial is based in Chicago, IL and operates in Chicago / national.
Manchester is the top investor market in New Hampshire and is generally within Renovo Financial Chicago / national footprint. Manchester property tax follows the New Hampshire state rate of 1.9 percent. Renovo Financial typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from Renovo Financial. Submarket variation within Nashua matters for property selection.
Renovo Financial applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same Renovo Financial program.
Renovo Financial indicative DSCR rate range is 9.5 to 12.5 percent with 1 to 3 points.
New Hampshire no state income tax. Property tax high. Boston commuter market. Renovo Financial follows standard business-purpose loan structures.
Renovo Financial funds fix-and-flip, BRRRR, new-construction, bridge, rental, multi-family in New Hampshire.
New Hampshire allows standard DSCR prepay structures; Renovo Financial typically uses 3-5 year step down.
Renovo Financial typical close: 7-14 days typical.
Bottom line
For New Hampshire DSCR borrowers, Renovo Financial is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Renovo Financial.