ROC Capital for Kansas investors
ROC Capital is a Wall Street-backed national non-QM lender with broad product coverage.
Kansas context
Kansas strong cash flow.
How ROC Capital positions in Kansas
For Kansas specifically, ROC Capital fits investors who match the hard money approach. The high cash flow profile of Kansas aggregate makes it a target market for ROC Capital.
City-level coverage in Kansas
ROC Capital provides DSCR coverage across Kansas metros including Wichita, Kansas City KS, and Topeka. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. ROC Capital program terms apply uniformly across Kansas metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, new-construction |
| Loan size | $75K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| Kansas property tax | 1.5% |
| Kansas state income tax | 5.7% |
ROC Capital strengths in Kansas
- Wall Street-backed
- broad product suite
- experienced team
Ideal borrower: Mid-to-experienced investor
FAQ
Yes, operates nationally including Kansas. ROC Capital is based in New York, NY and operates nationally.
Wichita is the top investor market in Kansas and falls within ROC Capital national coverage. Wichita property tax follows the Kansas state rate of 1.5 percent. ROC Capital typically underwrites Wichita acquisitions at standard rate sheets.
Yes. Kansas City KS ranks among the larger Kansas investor metros and sees consistent DSCR loan volume from ROC Capital. Submarket variation within Kansas City KS matters for property selection.
ROC Capital applies the same rate sheet across Kansas metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Wichita, Kansas City KS, and Topeka all qualify for the same ROC Capital program.
ROC Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Kansas strong cash flow. ROC Capital follows standard business-purpose loan structures.
ROC Capital funds fix-and-flip, BRRRR, rental, bridge, new-construction in Kansas.
Kansas allows standard DSCR prepay structures; ROC Capital typically uses 3-5 year step down.
ROC Capital typical close: 10-21 days typical.
Bottom line
Kansas investors considering ROC Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with ROC Capital.