ROC Capital for New Hampshire investors
ROC Capital is a Wall Street-backed national non-QM lender with broad product coverage.
New Hampshire context
New Hampshire no state income tax. Property tax high. Boston commuter market.
How ROC Capital positions in New Hampshire
The New Hampshire lender pool for DSCR includes ROC Capital among the active platforms. New Hampshire top metros (Manchester, Nashua, Concord) see meaningful ROC Capital loan volume.
City-level coverage in New Hampshire
ROC Capital provides DSCR coverage across New Hampshire metros including Manchester, Nashua, and Concord. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. ROC Capital program terms apply uniformly across New Hampshire metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, new-construction |
| Loan size | $75K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| New Hampshire property tax | 1.9% |
| New Hampshire state income tax | None |
ROC Capital strengths in New Hampshire
- Wall Street-backed
- broad product suite
- experienced team
Ideal borrower: Mid-to-experienced investor
FAQ
Yes, operates nationally including New Hampshire. ROC Capital is based in New York, NY and operates nationally.
Manchester is the top investor market in New Hampshire and falls within ROC Capital national coverage. Manchester property tax follows the New Hampshire state rate of 1.9 percent. ROC Capital typically underwrites Manchester acquisitions at standard rate sheets.
Yes. Nashua ranks among the larger New Hampshire investor metros and sees consistent DSCR loan volume from ROC Capital. Submarket variation within Nashua matters for property selection.
ROC Capital applies the same rate sheet across New Hampshire metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Manchester, Nashua, and Concord all qualify for the same ROC Capital program.
ROC Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
New Hampshire no state income tax. Property tax high. Boston commuter market. ROC Capital follows standard business-purpose loan structures.
ROC Capital funds fix-and-flip, BRRRR, rental, bridge, new-construction in New Hampshire.
New Hampshire allows standard DSCR prepay structures; ROC Capital typically uses 3-5 year step down.
ROC Capital typical close: 10-21 days typical.
Bottom line
ROC Capital in New Hampshire works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with ROC Capital.