ROC Capital for Wisconsin investors
ROC Capital is a Wall Street-backed national non-QM lender with broad product coverage.
Wisconsin context
Wisconsin strong duplex and multi-unit DSCR. Property tax burden meaningful.
How ROC Capital positions in Wisconsin
For Wisconsin specifically, ROC Capital fits investors who match the hard money approach. The high cash flow profile of Wisconsin aggregate makes it a target market for ROC Capital.
City-level coverage in Wisconsin
ROC Capital provides DSCR coverage across Wisconsin metros including Milwaukee, Madison, and Green Bay. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. ROC Capital program terms apply uniformly across Wisconsin metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, new-construction |
| Loan size | $75K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| Wisconsin property tax | 2.1% |
| Wisconsin state income tax | 7.65% |
ROC Capital strengths in Wisconsin
- Wall Street-backed
- broad product suite
- experienced team
Ideal borrower: Mid-to-experienced investor
FAQ
Yes, operates nationally including Wisconsin. ROC Capital is based in New York, NY and operates nationally.
Milwaukee is the top investor market in Wisconsin and falls within ROC Capital national coverage. Milwaukee property tax follows the Wisconsin state rate of 2.1 percent. ROC Capital typically underwrites Milwaukee acquisitions at standard rate sheets.
Yes. Madison ranks among the larger Wisconsin investor metros and sees consistent DSCR loan volume from ROC Capital. Submarket variation within Madison matters for property selection.
ROC Capital applies the same rate sheet across Wisconsin metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Milwaukee, Madison, and Green Bay all qualify for the same ROC Capital program.
ROC Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Wisconsin strong duplex and multi-unit DSCR. Property tax burden meaningful. ROC Capital follows standard business-purpose loan structures.
ROC Capital funds fix-and-flip, BRRRR, rental, bridge, new-construction in Wisconsin.
Wisconsin allows standard DSCR prepay structures; ROC Capital typically uses 3-5 year step down.
ROC Capital typical close: 10-21 days typical.
Bottom line
ROC Capital in Wisconsin works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with ROC Capital.