ROC Capital for Wyoming investors
ROC Capital is a Wall Street-backed national non-QM lender with broad product coverage.
Wyoming context
Wyoming no state income tax. Jackson Hole ultra-premium STR. Strong LLC privacy.
How ROC Capital positions in Wyoming
The Wyoming lender pool for DSCR includes ROC Capital among the active platforms. Wyoming top metros (Cheyenne, Casper, Jackson) see meaningful ROC Capital loan volume.
City-level coverage in Wyoming
ROC Capital provides DSCR coverage across Wyoming metros including Cheyenne, Casper, and Jackson. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. ROC Capital program terms apply uniformly across Wyoming metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge, new-construction |
| Loan size | $75K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 10-21 days typical |
| Wyoming property tax | 0.6% |
| Wyoming state income tax | None |
ROC Capital strengths in Wyoming
- Wall Street-backed
- broad product suite
- experienced team
Ideal borrower: Mid-to-experienced investor
FAQ
Yes, operates nationally including Wyoming. ROC Capital is based in New York, NY and operates nationally.
Cheyenne is the top investor market in Wyoming and falls within ROC Capital national coverage. Cheyenne property tax follows the Wyoming state rate of 0.6 percent. ROC Capital typically underwrites Cheyenne acquisitions at standard rate sheets.
Yes. Casper ranks among the larger Wyoming investor metros and sees consistent DSCR loan volume from ROC Capital. Submarket variation within Casper matters for property selection.
ROC Capital applies the same rate sheet across Wyoming metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Cheyenne, Casper, and Jackson all qualify for the same ROC Capital program.
ROC Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Wyoming no state income tax. Jackson Hole ultra-premium STR. Strong LLC privacy. ROC Capital follows standard business-purpose loan structures.
ROC Capital funds fix-and-flip, BRRRR, rental, bridge, new-construction in Wyoming.
Wyoming allows standard DSCR prepay structures; ROC Capital typically uses 3-5 year step down.
ROC Capital typical close: 10-21 days typical.
Bottom line
For Wyoming DSCR borrowers, ROC Capital is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with ROC Capital.