Temple View Capital for Georgia investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Georgia context
Georgia strong Sunbelt growth. Atlanta dominant DSCR market. Savannah historic district STR active. Strong investor-friendly state laws.
How Temple View Capital positions in Georgia
Georgia is well covered by national DSCR lenders, with Temple View Capital as one option. Where Temple View Capital differentiates: high loan limits. Where it competes: rates 9.5 to 12 percent against peer programs.
City-level coverage in Georgia
Temple View Capital provides DSCR coverage across Georgia metros including Atlanta, Savannah, and Augusta. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Georgia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Georgia property tax | 1% |
| Georgia state income tax | 5.4% |
Temple View Capital strengths in Georgia
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Georgia. Temple View Capital is based in Bethesda, MD and operates nationally.
Atlanta is the top investor market in Georgia and falls within Temple View Capital national coverage. Atlanta property tax follows the Georgia state rate of 1 percent. Temple View Capital typically underwrites Atlanta acquisitions at standard rate sheets.
Yes. Savannah ranks among the larger Georgia investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Savannah matters for property selection.
Temple View Capital applies the same rate sheet across Georgia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Atlanta, Savannah, and Augusta all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Georgia strong Sunbelt growth. Atlanta dominant DSCR market. Savannah historic district STR active. Strong investor-friendly state laws. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Georgia.
Georgia allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Georgia investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.