Temple View Capital for Louisiana investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Louisiana context
Louisiana low property tax. New Orleans STR heavily regulated. Hurricane and flood insurance major cost.
How Temple View Capital positions in Louisiana
The Louisiana lender pool for DSCR includes Temple View Capital among the active platforms. Louisiana top metros (New Orleans, Baton Rouge, Shreveport) see meaningful Temple View Capital loan volume.
City-level coverage in Louisiana
Temple View Capital provides DSCR coverage across Louisiana metros including New Orleans, Baton Rouge, and Shreveport. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Louisiana metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Louisiana property tax | 0.6% |
| Louisiana state income tax | 4.25% |
Temple View Capital strengths in Louisiana
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Louisiana. Temple View Capital is based in Bethesda, MD and operates nationally.
New Orleans is the top investor market in Louisiana and falls within Temple View Capital national coverage. New Orleans property tax follows the Louisiana state rate of 0.6 percent. Temple View Capital typically underwrites New Orleans acquisitions at standard rate sheets.
Yes. Baton Rouge ranks among the larger Louisiana investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Baton Rouge matters for property selection.
Temple View Capital applies the same rate sheet across Louisiana metros. Pricing variation comes from property-specific factors rather than metro location within the same state. New Orleans, Baton Rouge, and Shreveport all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Louisiana low property tax. New Orleans STR heavily regulated. Hurricane and flood insurance major cost. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Louisiana.
Louisiana allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Louisiana investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.