Temple View Capital for Minnesota investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Minnesota context
Minnesota stable Midwest market. Twin Cities dominant. Minneapolis rent stabilization (2023) affects city proper.
How Temple View Capital positions in Minnesota
Minnesota is well covered by national DSCR lenders, with Temple View Capital as one option. Where Temple View Capital differentiates: high loan limits. Where it competes: rates 9.5 to 12 percent against peer programs.
City-level coverage in Minnesota
Temple View Capital provides DSCR coverage across Minnesota metros including Minneapolis, St. Paul, and Rochester. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Minnesota metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Minnesota property tax | 1.1% |
| Minnesota state income tax | 9.85% |
Temple View Capital strengths in Minnesota
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Minnesota. Temple View Capital is based in Bethesda, MD and operates nationally.
Minneapolis is the top investor market in Minnesota and falls within Temple View Capital national coverage. Minneapolis property tax follows the Minnesota state rate of 1.1 percent. Temple View Capital typically underwrites Minneapolis acquisitions at standard rate sheets.
Yes. St. Paul ranks among the larger Minnesota investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within St. Paul matters for property selection.
Temple View Capital applies the same rate sheet across Minnesota metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Minneapolis, St. Paul, and Rochester all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Minnesota stable Midwest market. Twin Cities dominant. Minneapolis rent stabilization (2023) affects city proper. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Minnesota.
Minnesota allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in Minnesota works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.