Temple View Capital for New Jersey investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
New Jersey context
New Jersey property tax highest in nation. DSCR economics tight.
How Temple View Capital positions in New Jersey
The New Jersey lender pool for DSCR includes Temple View Capital among the active platforms. New Jersey top metros (Newark, Jersey City, Atlantic City) see meaningful Temple View Capital loan volume.
City-level coverage in New Jersey
Temple View Capital provides DSCR coverage across New Jersey metros including Newark, Jersey City, and Atlantic City. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across New Jersey metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| New Jersey property tax | 2.5% |
| New Jersey state income tax | 10.75% |
Temple View Capital strengths in New Jersey
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including New Jersey. Temple View Capital is based in Bethesda, MD and operates nationally.
Newark is the top investor market in New Jersey and falls within Temple View Capital national coverage. Newark property tax follows the New Jersey state rate of 2.5 percent. Temple View Capital typically underwrites Newark acquisitions at standard rate sheets.
Yes. Jersey City ranks among the larger New Jersey investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Jersey City matters for property selection.
Temple View Capital applies the same rate sheet across New Jersey metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Newark, Jersey City, and Atlantic City all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
New Jersey property tax highest in nation. DSCR economics tight. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in New Jersey.
New Jersey allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in New Jersey works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.